अगर अपने सेविंग किए हुए पैसे से risk-free इनकम करना चाहते हैं तो तो पैसों का फिक्स डिपाजिट करवाना करवा लेना चाहिए

लेकिन कई लोगों को कन्फ्यूजन रहता है कि किस बैंक में एफडी कराएं तथा कौन बैंक अधिक ब्याज दर दे रहा है

[{"selector":"#anim-eaf28192-7d97-4e23-a8f9-f6a308570158","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-b57ca6e3-a822-43fd-85ed-2f77b23d8eb4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-46144397-9039-42db-8091-4f9add5e6993","keyframes":{"transform":["translate3d(0px, 120.96619%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

गौरतलब है कि यह स्पेशल एफडी स्कीम लिमिटेड टाइम पीरियड के लिए लांच किया गया है टाइम duration 30 नवंबर तक ही है

[{"selector":"#anim-1b103675-afc8-4c81-89fa-7cfca81018ff","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a5c3da6-5466-4a05-8e1e-f08683c3166d","keyframes":{"transform":["translate3d(0px, 120.96619%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-294fc83e-db62-43e6-8d94-4e902e39c4c5","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

स्पेशल ऑफर के तहत यूनिटी स्मॉल फाइनेंस बैंक के तरफ से प्लान -" Shagun 366" हाल ही में लाया गया है

[{"selector":"#anim-0f3f51c9-7ab3-4f69-a6a8-e58000bfb2fe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bb6b7303-4667-4bca-87ef-e884370120db","keyframes":{"transform":["translate3d(0px, 152.03401%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25839386-e29d-4534-aa4f-3ce86f4fdb51","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

जिसके अंतर्गत आप अपने पैसे के एफडी कराने पर सबसे अधिक ब्याज दर यानी कि 8.3% तक पा सकते हैं

[{"selector":"#anim-5610a632-472b-496d-987f-3e1e1a1e4a06","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c6ac052-7e19-4dfe-9bf3-3aa6eda45a19","keyframes":{"transform":["translate3d(0px, 152.03401%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6c60b8c-fa8a-422b-aea6-c47cb3eba1be","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

दरअसल भारतीय रिजर्व बैंक ने रेपो रेट में वृद्धि की है जिसके वजह से सभी बैंक अपने एफडी के ब्याज दर में वृद्धि किए हैं

[{"selector":"#anim-78ec2a4e-cd63-4a0b-bd0c-e33a89e265df","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a205df5-0857-467e-b31e-af5aad006f0d","keyframes":{"transform":["translate3d(0px, 120.96619%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa6d0f98-f35a-42e6-a190-6c86c75b9595","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

बता दें कि यह FD पर इंटरेस्ट रेट सीनियर सिटीजन के लिए है जबकि सामान्य कस्टमर के लिए 7.80% परसेंट है

[{"selector":"#anim-fc4f98ea-9ff2-4247-a074-71001ca786d2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d48c2889-8da7-4fce-835c-c1d47b2228de","keyframes":{"transform":["translate3d(0px, 120.96619%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-876c7140-2c8d-4f28-9e47-4004af0fb1c7","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

यूनिटी स्माल फाइनेंस बैंक में आप एफडी न्यूनतम 5 से 10 दिन से लेकर अधिकतम 5 और 10 सालों के लिए एफडी टेन्योर ले सकते है

[{"selector":"#anim-abe496da-d0b0-4333-85b8-bf81947a87c1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98cf3d4e-28ff-489a-9a6f-5d0a8cd4226e","keyframes":{"transform":["translate3d(0px, 120.96619%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5376255b-bf0b-490c-a869-07e6859b1e21","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] sbi new schemes

अगर इस बैंक में आप 3 से 5 साल के लिए एफडी करवाते हैं तो इस पर ब्याज दर 7.65% सलाना मिलेगा

[{"selector":"#anim-3e2a3f8e-4513-46d7-81f7-954ca7429c22","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1608985d-12ad-4cb3-a72d-a1e2051cb05f","keyframes":{"transform":["translate3d(0px, 152.03401%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc6bcc0c-61d6-4fb4-b92d-d09bbe639729","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]